Elder Law - Medicaid Planning - Wills - Trusts - Probate - Guardianship


2010 Medicare and Medicaid Spousal Impoverishment Figures 

Maximum Community Spouse Resource Allowance:
Maximum CSRA is ½ of countable resources or $109,560, whichever is less*
$109,560*
Minimum Community Spouse Resource Allowance:
Minimum is all countable resources up to $25,000. If countable resources are less than $25,000, at snapshot date then the CSRA is limited to the actual countable assets and cannot be increased later
$25,000
Maximum Monthly Maintenance Needs Allowance: $2,739*
Minimum Monthly Maintenance Needs Allowance: $2,739*
Medicaid Institutional Income Cap without Trust: $2,022 
Medicaid Income Trust - Maximum Monthly Income: $3,000*
Medicaid gifting penalty divisor

$132.85/day

Medicare Part A
Hospital Deductible (Total for Days 1-60) $1,100
Hospital Co-Insurance (Days 61-90) $275/day
Hospital Co-Insurance (Days 91-150) $550/day
SNF Co-Insurance (Days 21-100) $137.50/day
Medicare Part B
Deductible: $155/year
Standard Premium:  (However, most beneficiaries will remain at $96.40 unless premium not withheld from SS, newly enrolled or high income; if an individual's income is in excess of $85,000, the premium may be more) $110.50/month

* Without legal assistance   **Medicaid amounts are not changed from 2009

WARNING: Understand that these amounts are maximums and minimums without legal assistance. Amazing amounts can sometimes be saved through proper legal assistance. Do not evaluate a situation on your own without first discussing in-depth Medicaid planning with a qualified elder law attorney learn about planning strategies Congress has allowed. Sometimes the Community Spouse Resource Allowance can be increased. (The above information does not constitute legal advice.)

Medicaid amounts are as of 11-1-2009 and are subject to change by state law changes.

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